PANUNUMPA

Ikaw lamang ang pangakong mahalin
Sa sumpang sa iyo magpakailan paman
Yakapin mong bawat sandali
Ang buhay kong sumpang sa'yo lamang alay
At mapapawi ang takot sa kin..
Pangakong walang hanggan

Ikaw lamang ang pangakong susundin
Sa takbo sakdal
Liwanagan ang daan
Yakapin mong bawat sandali
Ang buhay kong sumpang sa'yo lamang alay
At mapapawi ang takot sa akin
Pagkat taglay lakas mong angkin

Ikaw ang siyang pag-ibig ko
Asahan mo ang katapatan ko
Kahit ang puso ko'y nalulumbay
Mananatiling ikaw pa rin..

Ikaw lamang ang pangakong mahalin
Sa sumpang sa iyo magpakailan paman
Yakapin mong bawat sandali
Ang buhay kong sumpang sa'yo lamang alay
At mapapawi ang takot sa kin..
Pangakong walang hanggan...

ANUVA RESIDENCES OWNED by: SOC-LAND DEVELOPMENT CORP.

💥4,800/MONTHLY 💥
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Own a unit at Anuva Residences, a first class, resort-themed oasis in Muntinlupa City.

Hurry Limited Units Available!

Project Plan Amenities:
✅ Luxurious Lobby
✅ Water Play Area
✅ Kiddie Pool
✅ Adult Pool
✅ 50 Meter Lap Pool
✅ Lazy River
✅ Basketball Court
✅ Clubhouse
✅ Yoga & Meditation Area
✅ Sky Lounge
✅ Landscaped Gardens
✅ Jogging Paths
✅ Amphitheater
✅ Commercial Area
✅ Cascades and Meditation Pool
✅ Underground Parking
✅ PLDT Fibr
✅ 80% Open Space
✅ Amazing Views of Laguna de Bay and Makati Skyline
✅ Wide windows for Natural Sunlight
✅ Designed to capture Natural Breeze All Year Round


Safety Features:
✅ No Traffic in Amenity Area
✅ 24/7 Security
✅ CCTV Surveillance
✅ Fire Alarm & Sprinkler System
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FINANCIAL EDUCATION

         

Bakit mahirap ituro ang financial education sa mga Filipino?

Dahil ito ay topic na ayaw pinag uusapan natin mga Pinoy pero lahat tayo gusto natin yumaman o di kaya madaming magsasabi na kelagan natin ng pera. Pero pag tuturuan muna ang usapan, eto na ang challenge na isa sa kinakaharap kung bakit mahirap ituro ang financial education sa masang Filipino.
hindi dahilan ang maliit kinikita kaya hindi maka Ipon dahil marami rin akong nakilala malaki kinikita pero walang ipon

Bakit mahalaga ang pagiinvest?

Simple Formula.
Compute mo gastos mo sa kinakain mo every month. Then multiply mo kung ilang taon ka pa mabubuhay ng walang trabaho.

FOOD = 100 daily , 3,000 monthly
Retire ka ng 60 yrs old at nabuhay ka pa hanggang 75 yrs old.

3,000 × 12 Months = 36,000
36,000 × 15yrs. = 540,000 pesos

1.Tanong ano plano mo para magkaron ng 540k?
2. Ikaw pa lang yan. Hindi pa kasama kung may papakainin ka. Asawa? Anak? Magulang?
3. 100 lang ba tlga ginagastos mo? pano luho mo sa Mcdo? Sa Starbucks at iba pa?
4. Pagkain pa lang yan. Paano ang iba pang bayarin kapag wala knang work kasi retire na? 5. What if plano mong magretire ng mas maaga?

Madami pwedeng mangyari. Paano kung dika handa? Ano pwedeng mangyari sayo?

A.  Aasa na lang sa anak at iba pang kamaganak. ( Yun ay kung meron ang anak mo. What if ginaya ka. Hindi rin nagipon? wala ka din aasahan.)

B. Piliting magtrabaho kahit matanda kna. ( I hope kaya mo pa at I hope na madali mkahanap ng pagkakakitaan)

C. Umasa sa gobyerno. ( Teka palagi ka galit sa Presidentr at Mayor diba?)

D. Umasa sa Pension ( Meron ba? Sapat ba? )

E. Mas ok na magkaron ng Career sa REAL ESTATE😀

REAL ESTATE CAREER SUCCESS CAN BE YOURS IN 2019

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📌 FREE Online Portal Access
📌 FREE Website
📌 Int'l Travel Incentives
📌 Nationwide Reach
📌 Full Time/ Part Time
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Qualifications:
📌 at least 72 units or 2 years in College (TOR)
📌 No criminal record (NBI Clearance)
📌TIN ID

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LUMINA HOMES IS LIKE A CONDO BUT WITH A LOT

LOW PRICE QUALITY HOMES!

Inihahandog ang Angelique Townhouse, ang pagkakaroon ng bahay ang isa sa mga pangarap ng bawat mamayanang Filipino. Kaya nandito si Lumina upang tulungan kayo na abutin ang inyong mga pangarap, sa napakadaling proseso, TARA NA SA BRGY. LUMINA!

Angelique Townhouse
✓5,854 lang monthly
✓Walang PROCESSING FEE
✓Matibay
✓Provision for 2 Bedrooms
✓May CARPORT
✓PERFECT PARA SAYO!

ANG PINAKA MATIBAY AT MURANG BAHAY SA LUMINA AY ABOT-KAYA MO NA! 👏👏👏

Avail na ng Lumina House and Lot for as low as 1,898* kada buwan under Pag-IBIG Financing! 🏡🏡

Ang Aimee Rowhouse ay may 22SQM. na floor area at 36SQM. na lot area with provisions for 1 bedroom at service area.

Schedule your tripping na mga kabarangay!! 🏃‍♂🏃‍♂

☎ INQUIRE NOW or  call (063) 9201333026


*Terms and conditions apply.

#LuminaOfficial
#HouseAndLotForSale
 #PagIBIGFinancing

Bria Homes

WALA nang makapipigil sa patuloy na paglusong ng BRIA Homes, ang kilalang housing developer sa bansa, dahil sa taglay nitong karangalan na magbigay ng dekalidad na tirahan sa abot-kaya ng bawat mamamayang Filipino.

Taglay ang pangarap at pagpupunyagi ng bawat pamilyang Filipino, inihahandog ng BRIA Homes sa kanila ang mga bagong pabahay sa mga kaaya-ayang lugar sa Luzon, Visayas at Mindanao.

Bahagi ng Golden Bria Holdings, Inc. — ang kompanyang may mahigit P200 bilyong pamumuhunan — ang tinaguriang ikatlong pinakamalaking real-estate company sa Filipinas sa larangan ng pamumuhunan.

Are you looking for a house and lot, condominium for sale or rent-to-own property? FILIPINO HOMES /LEUTERIO REALTY AND BROKERAGE the no. 1 real estate platform in the country, enjoy exclusive property discounts, comprehensive training sessions on home buying, online real estate marketing seminars and a live auction on sell/ buy /rent and foreclosure properties.

5 Important Things to Remember About the HLURB’s Real Estate Advertising Guidelines

By

 FILIPINO HOMES 

HLURB’s revised guidelines will help make property seekers’ decision-making easier by equipping them with the right information.

When you’re looking to secure property, where do you start? For most, they are able to gain access to choices by seeing advertisements, whether these are populated online or elsewhere. It is understandable, as future buyers, for people to rely on such venues for the most accurate and complete information on their potential homes.

However, it isn’t always the case in real life. For this reason, the role of the Housing and Land Use Regulatory Board, or HLURB, is vital. As the agency primarily tasked with policy development, planning and regulation on matters such as housing and land development, the HLURB protects prospective buyers of property from fraud and other malpractices in the industry.  

The agency accomplishes this by releasing implementing rules and regulations (IRR). Just recently, they released an IRR for the Subdivision and Condominium Buyers’ Protective Decree (also known as Presidential Decree No. 957).

For brokers, it is necessary to get to know these guidelines set by the HLURB, but for potential property buyers, it certainly won’t hurt to be aware, especially if it minimizes risk. Here are a few important points from the IRRs:

What Counts as Advertisement

An advertisement is “any form of information” relating to a project, its operations, and activities, in order to market and sell the property. These advertisements are rampant in all forms of media and can be created by owners, developers, brokers, and salespersons—making them liable for misrepresentations.

Remember, an advertisement is different from an “announcement.” Announcements are generally made just by the real estate project’s owners and developers.

Registration is a Must

To protect potential buyers from potential malpractices, brokers, dealers, and salespersons are required to be registered with the Professional Regulatory Board of Real Estate Service (PRBRES). Also, before dealing with projects registered with the agency, real estate workers need to be registered with the HLURB. Further, PRBRES-licensed brokers and PRBRES-accredited salespersons and business firms with HLURB-registered projects must register with the HLURB. Always make sure the people you are dealing with are duly registered; meanwhile, for brokers and salespersons, this is a way to establish trust and accountability with your clients right off the bat.

Take Note of the Specifics

Whenever coming up with advertisements for projects, whether subdivisions or condominiums, make sure to include the following specifications:

1. Unless the complete payment and financing scheme is disclosed in the ad, there should be no mention of any means of payment or financing on the advertisement.
2. Photos used in the advertisement must always be captioned appropriately. Ads must specify whether depictions of the property are the artist’s illustrations, actual photos, or architect’s rendering.
3. Distance stated should not be misleading. Thus, when stating distances in the advertisements, including when describing the property’s distance from certain landmarks, express it accurately in kilometers.

• The Truth in Advertising

Always seek the truth in advertising real estate, whether you’re a broker or buyer. If you’re creating them, advertisements must always reflect the project or property in its actual state, and should not be meant to sway the public through misleading depictions. Facilities, infrastructure, and other types of developments must be accurately depicted.

So you’re a buyer and you think a particular project is too good to be true? It probably is. Make sure to look for the following information first when coming across a piece of advertising:

1. Name of owner and developer of the project
2. License to Sell or Amended License to Sell number
3. Advertisement approval number
4. Approved project completion date
5. The maximum selling price (only for economic and socialized housing projects)

Make Informed Decisions with these Guidelines

Thanks to the revised IRRs, advertisements are just as good as real estate warranty, in that owners and brokers are made responsible for any representations in ads they submit to the HLURB for signing, and which the HLURB subsequently releases to the public. This means, failure to deliver on the terms—in a complete and timely manner–will result in a breach of contract, where there are corresponding fees and penalties.

For buyers, it is incredibly important to be vigilant regarding the information presented in advertising, so that this aids in their decision-making. Only after considering advertisements in accordance with these set guidelines can a buyer make an optimal, informed choice. Brokers also need to do their part in safeguarding the buyer’s choice by seeking fair, straightforward representations of their potential future home.